Schedule of Fees
The following fees may be assessed against your account. Transaction limitations may apply to your specific account. Please refer to the Truth in Savings Disclosure for details.
| ATM/Debit Card | |
|---|---|
| ATM cash withdrawal at ATMs we do not own or operate | $1.00 |
| Transfer funds to another account at ATMs we do not own or operate | $1.00 |
| Balance inquiry at ATMs we do not own or operate | $1.00 |
| Debit Card Replacement Fee | $5.00 |
| Non-TBNA customers surcharge at our ATMs | $2.50 |
| Account Services | |
|---|---|
| GenGold® (separate consumer discount service) | $4.95 per month |
|
Overdraft/NSF Items - fee applies to overdrafts created by:
Check
Debit In-person withdrawal ATM withdrawal Other electronic means whether paid or returned Bounce Paid Item NSF Returned Item NSF Paid Item |
$23.00 |
| Continuous overdraft after four days | $2.00 per day |
| Overdraft Sweep Transfer | $10.00 per transaction |
| Stop Payments (all items) | $23.00 |
| Special Instructions & Handling on Accounts | $10.00 set up + $10.00 per month |
| Deposited Items Returned Unpaid - Checks and other paper items | $3.00 |
| Deposited Items Returned Unpaid - ACH and other electronic items | $1.50 |
| Account activity printout | $3.00 |
| Account balancing assistance | $20.00 per hour |
| Account Research (1 hr min, 1/2 hr increments) |
$30.00 per hour +
$0.50 per page
|
| Deposit Correction | $2.00 |
| Account Verification/Deposit Confirmation | $10.00 |
| Garnishments and Levies | $20.00 |
| Special Statement cutoff | $5.00 per statement |
| Duplicate Statements - Without Item Images | $3.00 |
| Duplicate Statements - With Item Images | $5.00 |
| Hold statements | $5.00 per periodic statement |
| Undeliverable Mail Fee | $2.00 per month |
| Account Closed within 90 days of opening (including IRA's) | $15.00 |
| Certificate of Deposit Indemnity Bond Fee | $15.00 |
| Dormant Account Fee* | $5.00 per month, charged annually |
*An account is dormant if for 24 months no deposits or withdrawals are made by you AND the account statements are returned for an incorrect address.
| Checks and Other Monetary Instruments | |
|---|---|
| Check Printing | Fee depends on style of checks ordered. |
| Temporary Checks | $0.30 |
| Cashier's Checks | $2.00 |
| Personal Money Orders | $1.00 |
| VISA Gift Card Purchase Fee | $2.95 |
| Electronic/Online | |
|---|---|
| iPay - online bill pay & Pay-a-Person payment service through NetBanker: | |
| Standard, with up to 15 payments per calendar month | $5.95 |
| Lite, with up to 3 payments per calendar month | $2.95 |
| Each additional payment | $0.50 |
| Wire Transfers | |
|---|---|
| Outgoing (customer) | $15.00 |
| Incoming (customer) | $5.00 |
| Incoming (non-customer, upon proper ID) | $15.00 |
| Outgoing Foreign Wire (customer) | $50.00 + cost |
| Incoming Foreign Wire (customer) | $5.00 + cost |
| Teller/Miscellaneous Services | |
|---|---|
| Coin Counting |
Fee at the Bank's discretion based on volume & relationship
|
| Rolled Coin and Strapped Currency | $0.10 per roll or strap |
| Foreign Currency |
Exchange rate from corrsp bank +
shipping/handling +
TBNA Order Charge of $25.00.
Payable prior to order.
|
| Incoming or Outgoing Collection Items | $10.00 |
| Foreign Collection Items | $15.00 + cost |
| Photocopies | $0.25 |
| Fax |
$5.00 + $1.00 per page
|
| Notary Public | $5.00 |
| Night Deposit Plan 1 (No processing of bag) | $25.00 per year |
| Night Deposit Plan 2 (Processing of bag) | $25.00 one-time fee |
| Locked Bags | $25.00 |
| Zipper Bags | $5.00 |
| Lost or Multiple Night Deposit Keys | $1.00 |
| ACH Services | |
|---|---|
| Bank-initiated ACH Transfers: | |
| Debit Entries at Another Bank for Loan Payments at Our Bank | $1.00 |
| All Other Entries | $2.00 |
| Commercial ACH Origination Service Fees: | |
| Application Processing/Setup Fee (one time) | $15.00 |
| Internet Cash Management Module | $20.00 per month |
| Manual ACH Entry | $2.00 per transaction |
| ACH File Processing: | |
| Per Batch File up to 200 Items | $6.00 |
| Above 200 Items | $0.05 per item |
| Addenda Records: | |
| Up to 200 Records | No charge |
| Above 200 Records | $0.05 per record |
| File Corrections/Reversals | $10.00 per batch file |
| ACH Return Items/Notifications of Change (NOC's) | $1.50 |
| Remote Deposit Capture Service (RDC)* | $100.00 per month |
*Equipment fees may apply
| Safe Deposit Box Rentals* | |||
|---|---|---|---|
| McAlester | Stillwater | ||
| 3 X 5 | $12.00 | 3 X 10 | $24.00 |
| 4 X 5 | $16.00 | 5 X 10 | $40.00 |
| 3 X 10 | $25.00 | 10 X 10 | $80.00 |
| 5 X 10 | $30.00 | 15 X 24 | $180.00 |
| 10 X 10 | $50.00 | ||
* $10.00 key deposit required
* Automatic debit of rent from a The Bank N.A. checking or savings account
* Drilling fee at current costs
* Automatic debit of rent from a The Bank N.A. checking or savings account
* Drilling fee at current costs
