Business Checking & Savings

Efficiently manage money with a dependable checking account and maximize financial growth with an interest-bearing savings option. Our variety of business deposit account options is suitable for a wide range of transaction volumes and cash flow needs. To open an account, please visit your nearest branch.

Commercial Checking

Designed for businesses with higher transaction volumes, this account is a reliable option for growing businesses.

  • Minimum opening deposit of $300
  • Monthly maintenance fee of $5
  • Activity fees: $.10 per debit, credit or foreign item deposited (foreign item - any check not drawn on The Bank N.A.)
  • Earnings credit, based on a variable rate, is calculated on the average collected balance during the statement cycle and applied to reduce the maintenance and activity fees*
  • Check images returned in monthly statement
  • Business debit card(s) available
  • Night deposit service available
  • Merchant credit card processing available

*Earnings credit cannot exceed monthly service charge and is not carried over to the next month.

This account is a suitable option for businesses and non-profit organizations that have fewer than 80 transactions each month.

  • Minimum opening deposit of $100
  • No monthly service charge
  • 80 free transactions per month*; a $.25 fee assessed for every item over 80
  • Check images returned in monthly statement
  • Night deposit service available
  • Business debit card(s) available
  • Merchant credit card processing available

*Transactions include all credits, debits, transfers and items deposited.
Make your everyday debit card transactions work for you!

  • Minimum opening deposit of $100.
  • No monthly service charge with a minimum balance of $1,000; otherwise, $6 monthly fee will apply if balance falls below $1,000.**
  • Competitive interest.
  • 1% Cash Back on signature-based debit card transactions.*
  • $500 maximum cash back per statement cycle.
  • Transaction limits:  80 free per statement cycle; $0.25 per additional transaction.  Transactions include credits, debits, and transfers, as well as each item included in a deposit.*
  • Debit card required.
  • Night deposit service available.
  • Merchant credit card processing available.
  • E-statement or paper statement available, including check images.
*If PIN is entered, the transaction is not signature-based.  Some merchants force transactions less than 
$100 through as PINNED transactions, which is beyond your control.
**Fees could reduce the earnings on the account.
Maintain limited access to your business' funds, while tiered interest rates encourage growth as your balance increases.

  • Minimum opening deposit of $2,500
  • Interest rate determined by balance in account:
    • Level 1: daily balance of $1.00 to $24,999.99
    • Level 2: daily balance of $25,000 to $49,999.99
    • Level 3: daily balance of $50,000 or more
  • Variable interest rate, compounded and credited monthly
  • Minimum balance of $2,500 required each day to avoid $25 service charge
  • Transfers to another account or to third parties by check, preauthorized, automatic or telephone transfers are limited to six per monthly statement cycle; a $10 fee is assessed for exceeding this limit
  • Electronic or paper statement available, with return of check images
Guide your business' savings goals with a basic, interest-bearing account option.

  • Minimum opening deposit of $100
  • Earns interest at competitive rate for each day the balance is $100 or more
  • Minimum balance of $100 required, for each day of the statement cycle, to avoid a $15 quarterly service charge
  • Six free withdrawals per quarter; $2 fee per debit transaction thereafter
  • Electronic or paper statement provided quarterly
Lady opening a shop

Open for business.

A business loan is a pathway to new adventures and success.

Business Checking & Savings Comparison Chart

Minimum Opening Deposit Minimum Balance Monthly Maintenance Charge Earns Interest or Earnings Credit Transaction Limit
Commercial Checking $300 None $5.00 plus transaction fees Variable earnings credit based on average collected balance None
Small Business Checking $100 None None No Fees for > 80 transactions
Cash Back Business Checking $100 None None with minimum balance Yes Fees for > 80 transactions
Commercial Money Market
$2,500 $2,500 None with minimum balance Yes a tiered, variable rate with minimum balances Yes
Commercial Savings $100 $100 None with minimum balance Yes with minimum balance Yes
Business people shaking hands in a meeting

Debit/Credit Cards

Financial Calculators

Contact a Loan Officer

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