Business Loans

Provide your business with the financing it needs to grow. From obtaining working capital to purchasing a new investment property, we're prepared to facilitate your next endeavor with a custom financing package. Our experienced lenders are committed to listening to your needs and finding the right solution. With local decision-making, we make the prompt lending decisions required to keep your business running efficiently. We understand that business involves risk, and we make your success our priority.

In order to find the best solutions for your unique business needs, your loan officer will get to know you by asking questions that help him/her understand your particular situation. Part of this process also involves reviewing your financial information. We realize that providing you with the right loan is critical. We will work hard to deliver the financing solution that will help you succeed.
 
When you apply for a business loan, your loan officer may request the following documentation in order to properly review your application:
 
Existing Businesses
  • 3 years of Historical Business Financial Statement
  • Most recent interim Business Financials
  • Last 3 years Business Tax Returns
  • Personal Financial Statement
  • Depending on the purpose of the loan you are requesting, you may be asked to provide the following:
    • Accounts Receivable and Accounts Payable Agings
    • Inventory List
    • Business Loan Application
 
New Businesses
Buy, build, or expand with a loan that is customized to fit your need. Real estate loans are available for both investment and owner-occupied properties. We finance residential investment properties, including multi-family units, office, industrial, and retail properties. If your business venture is leading you to build or renovate, construction and land development loans are also available.
We offer customized loans for all agricultural needs, including cattle operations, whether for cow/calf or stockers, and farming operations for equipment, crops, pasture or crop land.
 
 
Whether you need to purchase a new company vehicle, upgrade technology, or boost operation efficiency, we can help you finance the equipment you need to keep your business running smoothly. We can also refinance existing equipment to help you make the most of your cash flow.
Having sufficient working capital is essential. As your business evolves or expands, ensure your cash flow can support seasonal demands, unexpected cash needs, and necessary growth. With an Operating Line of Credit, you can borrow and repay funds as needed. Plus, as a Certified SBA Lender, we can help you determine if an SBA loan is the right choice for you.
 
 
 
Business people shaking hands in a meeting

Debit/Credit Cards

Financial Calculators

Contact a Loan Officer

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